What we offer

Tailor-made
Financing solutions

We provide tailor-made, flexible financing to lower mid-market businesses in the Netherlands. Our financing solution replaces bank loans and subordinated loans or minority equity capital with one single facility. As a one-stop shop, we are the sole financing partner for a business.

Independent and
autonomous

We are an independent and autonomous financing provider, backed by a diverse group of highly reputable investors. Our established track record makes us a trusted long-term partner.

Responsible
investing

We believe investing is not only about data and numbers, but also about people and our shared future. We therefore operate according to a ‘responsible investment policy’ based on international standards. In addition, our funds comply with the latest requirements under Article 8 of the SFDR. Follow this link for more information.

Target businesses

Financing criteria

Typically, our borrowers are headquartered in the Netherlands and have an EBITDA of EUR 2-10 million. We have no specific sector focus and provide loans of EUR 5–20 million based on available cash flows in the target business.

Typical situations

We focus on businesses that seek capital to grow, make acquisitions or buy out existing shareholders. We also replace existing lenders that are no longer willing or able to continue or expand their financing facilities, as well as finance pre-exit situations.

Investment process

Based on initial information, we quickly assess if we are the right partner. We then work with management and shareholders to determine an effective capital structure. We perform our own analysis, with a view to providing tailor-made financing terms appropriate for the business. With our team and decision-making based in the Netherlands, our process is swift, pragmatic, and non-bureaucratic.

Team

Our investment team members have on average more than 20 years of relevant professional experience supporting mid-market companies, providing over EUR 2 billion of financing in aggregate. The lower middle market captures a significant share of the national economy and international trade success of the Netherlands. We aim to bring our broad investment expertise and know-how to support this segment with innovative capital solutions.

Robert Ian Oei

Jasper Juijn

Tamer Fawaz

Victor Heukensfeldt Jansen

Esmee Augustijn

Meet us

Enterprising Finance B.V.

Mercuriusplein 1

2132 HA Hoofddorp